Work Location:

Hours:

Line of Business:

Pay Details:

TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs.

As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.

Job Description:

Accountabilities and Decision Authorities / Breadth, Depth & Scope

• As a member of the Bank’s second line of defense, this role is responsible for supporting the development, oversight and enhancement of governance, risk assurance, and control frameworks, policies and/or guidelines for enterprise conduct, insider, fraud, investigations and physical security risk management.
• Operating within the Second Line of Defense, this role supports the organization in maintaining a robust risk management framework by ensuring these risk types are effectively governed, controlled, and reported in line with regulatory expectations and internal risk appetite.

Governance and Oversight

• Develop and maintain governance frameworks and risk policies related to enterprise Conduct, Insider, Fraud, Investigations, and Physical Security Risk Management.
• Ensure effective risk identification, measurement, and monitoring processes are in place across all relevant domains.
• Provide second-line oversight of the implementation and performance of first-line controls, systems, and risk mitigation measures.
• Proactively identify matters which require additional attention, further escalation, or review, and liaise with the appropriate staff to resolve
• Contribute to the review of internal processes and activities and assist in identifying potential opportunities to improve operational efficiencies for area of responsibility

Assurance and Monitoring

• Design and execute risk-based assurance and testing plans, ensuring appropriate documentation and timely reporting of findings.
• Administer a proactive and risk-based testing program to assess the effectiveness of Regulatory Compliance Management (RCM) processes and controls to identify potential risks, weaknesses, or instances of non-compliance or misalignment with regulatory requirements or expectations.
• Responsible for planning, conducting and overseeing independent testing completed by specialists. Execute some independent testing as applicable. Provide subject matter expertise on controls/ processes. Responsible for leading all phases of the assigned testing engagement.
• Execute and manage testing activities in accordance with established standards and strategic direction to achieve completion within target timelines
• Lead thematic reviews, assurance activities, and deep dives into high-risk areas to assess effectiveness of controls and risk frameworks.
• Execute follow-up on findings raised from testing engagements in accordance with established standards.
• Manage and track the team's issue management activities till resolution in accordance with the Enterprise Standards

Risk Reporting and Communication

• Prepare and deliver regular and ad hoc risk reports, dashboards, and assurance findings to senior management, risk committees, and other governance forums, including the Board.
• Contribute to enterprise risk assessments and regulatory submissions where relevant.
• Service as a subject matter expert (SME) for assigned risk domains during audits, regulatory reviews and internal investigations.

Stakeholder Engagement

• Work closely with business units, Legal, Compliance, HR, IT Security, Physical Security, Investigations and Regulatory Program Management teams to ensure effective risk mitigation.
• Develop strong relationships and work collaboratively with key partners.
• Engage with Internal Audit as needed to provide assurance over risk governance and control effectiveness.
• Engage with and influence senior stakeholders through clear communication and compelling data-driven narratives.
• Special Projects: Other duties as assigned.

Shared Responsibilities / Decision Authorities

• Risk culture and supporting a strong risk-aware culture

Key Metrics / Financial Targets

• Audit results, Regulatory findings, deliverables and feedback
• Health of issues remediation
• Reports to risk committees and boards

Skills, Education & Experience

• Bachelor’s degree in Risk Management, Business, Law, Criminology, Security or related field.
• 7+ years of experience in risk management, compliance, or assurance, preferably in a regulated industry such as the financial services environment.
• Strong understanding of second line of defense functions and non-financial risk management.
• Experience with Conduct, Insider, Fraud, Investigations and Physical Security Risk Management risk domain.
• Professional certifications (e.g. CFE, CRMA, CPP, CIRM, CIA, CISSP) is a strong asset.
• Strong understanding of regulatory expectations and industry standards related to governance and assurance.
• Experience working with regulatory bodies, or in a heavily regulated environment.
• Professional experience across banking segments.
• Strong leadership skills with the ability to work independently.
• High attention to detail and professional integrity.
• Demonstrated ability to work collaboratively across diverse teams, geographic regions, and organizational levels.
• Exceptional communication and presentation skills to interact with and influence senior leaders and key stakeholders.
• Ability to communicate complex data related topics and transformational change drivers to the broader TDBG organization, including Regulators.
• Can build strong relationships, effective collaborator, communicator and ability to influence, providing challenge and push back as needed and advancing decision making.
• Ability to communicate effectively in both oral and written form.
• Thrive in an ambiguous and fast-paced environment, managing multiple deadlines and priorities
• Ability to deal with ambiguity effectively and can lead, facilitate and support through change.
• Take risks that are understood and can be managed.
• Effectively challenge business leaders while providing value added guidance.
• Highly motivated individual with a track record of successfully developing and implementing large scale programs with superior results, while managing them effectively in a highly matrixed environment.
• Possess and operate with a strong Control/Risk Management mindset.
• Work collaboratively with others as we innovate and simplify.
• Ability to work successfully as a member of a team and independently

Who We Are:

TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we strive to make every interaction, product, and experience remarkably human and refreshingly simple for over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to foster deeper relationships, ensure disciplined execution, and build a simpler, faster banking experience. TD is deeply committed to being a leader in client experience, that is why we believe that all colleagues, no matter where they work, are client facing. Together, we are reimagining what banking can be for our clients, colleagues and communities.

Our Total Rewards Package
Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical, and mental well-being goals. Total Rewards at TD includes a base salary, variable compensation, and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off, banking benefits and discounts, career development, and reward and recognition programs. Learn more

Additional Information:
We’re delighted that you’re considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we’re committed to providing the support our colleagues need to thrive both at work and at home.

Please be advised that this job opportunity is subject to provincial regulation for employment purposes. It is imperative to acknowledge that each province or territory within the jurisdiction of Canada may have its own set of regulations, requirements.

Colleague Development

If you’re interested in a specific career path or are looking to build certain skills, we want to help you succeed. You’ll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities.

If you’re passionate about helping clients and building deep, lasting relationships, TD offers diverse career paths where you can grow your expertise and make a meaningful impact.

We're committed to your success and foster a respectful workplace where diverse perspectives are valued, everyone has fair opportunities to grow, and you can unlock your full potential to achieve your career goals. Here at TD, we hire and develop the best.

Training & Onboarding
We will provide training and onboarding sessions to ensure that you’ve got everything you need to succeed in your new role.

Interview Process
We’ll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.

Accommodation
Your accessibility is important to us. Please let us know if you’d like accommodations (including accessible meeting rooms, captioning for virtual interviews, etc.) to help us remove barriers so that you can participate throughout the interview process.

We look forward to hearing from you!

Language Requirement (Quebec only):