Work Location:

Mississauga, Ontario, Canada

Hours:

37.5

Line of Business:

Legal

Pay Details:

$130,000 - $165,000 CADThe pay details posted reflect a temporary market premium specific to this role that is reassessed annually.

TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs.

As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.

Job Description:

Department Overview:

The Legal Department at TD Bank Group is comprised of corporate/commercial and litigation lawyers with varying areas of expertise tailored to meet the legal needs of the various business units of TD Bank Group. The Legal Department is committed to delivering to its internal business clients the highest level of expertise, service, responsiveness and flexibility. Our lawyers identify emerging client opportunities, provide prompt and informed legal advice and produce tangible results that implement creative solutions.

The Account Recovery Services Group is a team within the Legal Department's Canadian Disputes and Investigations unit. The Account Recovery Services Group supports the Canadian Customer Assistance business at TD Bank Group by providing advice on collections matters and litigation and real estate services which are integral to the recovery of Bank funds on credit products.

Job Accountabilities:

In this Counsel, Disputes role for the Account Recovery Services team, you will join a dynamic and collegial team of legal professionals in a fast-paced environment, delivering quality services to our client, the Canadian Customer Assistance group.

Collaborating with talented colleagues and partners in a variety of legal specializations, members of the legal team have the chance to develop their skills every day. We will help you realize your full potential and achieve your career goals. From mentorship to training programs to leadership development, you will receive everything you need to succeed.

Your primary duties will include:

• Managing external counsel in all aspects of litigation at all levels of court in Ontario and other provinces to develop and implement strategy for the resolution of litigation (with a focus on secured and unsecured recoveries, small business banking and commercial recoveries, auto finance, collection agency matters and bankruptcy and insolvency files

• Identifying enforcement opportunities as well as key legal risks and mitigation strategies, while ensuring awareness among relevant stakeholders and other members of the TD Legal team

• Providing best in class litigation advice that is integrated with the strategies and objectives of the business and consistent with the enterprise wide risk policy

• Providing advice to other members of the Legal Department and businesses across TD with respect to contractual interpretation and drafting, pre-litigation dispute resolution and litigation risk analysis

• Providing regular oral and written to senior members of the Litigation Department and other control groups, business executives and various Risk Committees

• Providing guidance and training to business and Legal partners through presentations on best practices, developments in the law, collection-related regulations, litigation processes and emerging risk areas

• Supporting development and/or implementation of policies, procedures and solutions that mitigate risk and enable the achievement of business/enterprise priorities

• Critically analyzing case plans, budgets and legal invoices from external law firms across the country

• Actively listening to phone calls involving customers and TD staff members or collection agents to ensure compliance with applicable laws

• Reviewing and advising on a myriad of diverse customer complaints (Cares and Senior Customer Complaints Office)

• Working closely with control groups such as Governance, Compliance, Risk, Privacy, Fraud, etc. and building and maintaining positive working relationships with these partners by effectively communicating and regularly sharing information, learnings and knowledge

• Contributing to high priority special projects and other Legal Department initiatives

• Attending meetings with the Canadian Bankers Association (CBA) on proposed legislative amendments and communicating updates to appropriate business units and the Legal Department

• Reviewing and revising legal documents prepared by internal Law Clerks, Legal Assistants and Business Analysts

• Contributing to the preparation of regular financial reporting metrics

Specific Educational Requirements / Accreditations:

• Law degree from an accredited law school and qualified to practice law in Ontario.

Other Qualifications / Skills / Experience:

• Ideally, possess four or more years of post-call litigation experience working at a major law firm or in-house

• Superior knowledge of Ontario's Rules of Civil Procedure and Rules of the Small Claims Court is desired

• Knowledge of mortgage enforcement and bankruptcy and insolvency law is preferred but not required

• Experience using the Techcom system is an asset but not required

• Ability to identify problems and barriers and effectively implement solutions to advance business strategy

• Ability to operate with creativity and innovation and a desire to seek different perspectives and new ideas

• Demonstrate good judgment, leadership and relationship management skills

• Strong analytical, problem solving, collaboration and team building skills are required along with sharp attention to detail

• Flexibility to quickly adapt to changing and ambiguous initiatives or requirements

• Ability to work effectively across and throughout the enterprise with teams and independently

• Ability to multi-task and operate on a day-to-day basis with limited supervision is critical

• Ability to communicate complicated legal issues in a clear, succinct and effective manner to business clients and other professionals, both verbally and in writing

• Bilingualism would be considered an asset but is not mandatory

• Strong technology aptitude including (i) proficiency with standard office software and ability to learn and apply new technologies in the work environment and (ii) capacity to understand current and emerging technologies in the industry and how they affect business objectives

Who We Are:

TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we strive to make every interaction, product, and experience remarkably human and refreshingly simple for over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to foster deeper relationships, ensure disciplined execution, and build a simpler, faster banking experience. TD is deeply committed to being a leader in client experience, that is why we believe that all colleagues, no matter where they work, are client facing. Together, we are reimagining what banking can be for our clients, colleagues and communities.

Our Total Rewards Package
Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical, and mental well-being goals. Total Rewards at TD includes a base salary, variable compensation, and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off, banking benefits and discounts, career development, and reward and recognition programs. Learn more

Additional Information:
We’re delighted that you’re considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we’re committed to providing the support our colleagues need to thrive both at work and at home.

Please be advised that this job opportunity is subject to provincial regulation for employment purposes. It is imperative to acknowledge that each province or territory within the jurisdiction of Canada may have its own set of regulations, requirements.

Colleague Development

If you’re interested in a specific career path or are looking to build certain skills, we want to help you succeed. You’ll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities.

If you’re passionate about helping clients and building deep, lasting relationships, TD offers diverse career paths where you can grow your expertise and make a meaningful impact.

We're committed to your success and foster a respectful workplace where diverse perspectives are valued, everyone has fair opportunities to grow, and you can unlock your full potential to achieve your career goals. Here at TD, we hire and develop the best.

Training & Onboarding
We will provide training and onboarding sessions to ensure that you’ve got everything you need to succeed in your new role.

Interview Process
We’ll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.

Accommodation
Your accessibility is important to us. Please let us know if you’d like accommodations (including accessible meeting rooms, captioning for virtual interviews, etc.) to help us remove barriers so that you can participate throughout the interview process.

We look forward to hearing from you!

Language Requirement (Quebec only):

Sans Objet