Work Location:

New York, New York, United States of America

Hours:

40

Pay Details:

$200,000 - $280,000 USD

TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs.

As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.

Line of Business:

Financial Crime Risk Management

Job Description:

The Head of FCRM Program Structure plays a critical leadership role within the Financial Crimes Risk Management (FCRM) department. This role is responsible for developing and maintaining foundational program inventories of both regulations and controls, as well as an operating model for the US Financial Crime Risk Management Program.

Depth & Scope:

• Provides people management leadership by hiring the best talent, setting goals, developing staff, managing employee performance and compensation decisions, promoting teamwork and handling any/all disciplinary actions, as required

• Develops and maintains foundational program inventories of both regulations and controls, along with an associated mapping

• Develops and maintains an operating model for the US Financial Crime Risk Management Program which factors in key activities across each of the three lines of defense

• Produces and oversees the implementation of a plan for maintaining the US BSA/AML Program which accounts for US-related processes all occurring from a US location

• Produces presentations on any given area of the Program for audiences that could include Internal Audit, senior management or regulators

• Collaborates with internal stakeholders to ensure alignment with enterprise-wide compliance policies and risk appetite

• Oversees the execution of certain regulatory remediation matters, ensuring timely and effective resolution of identified deficiencies

• Acts as a trusted advisor to senior leadership, providing updates on regulatory trends, risks, and emerging issues

• Produces clear and concise reports for internal and external stakeholders, including regulators, executives, and the board of directors

• Monitors the evolving regulatory landscape to anticipate and address new or emerging requirements

• Proactively identifies areas of risk and implement preventative measures to minimize future regulatory scrutiny

Education & Experience:

• Bachelor's or Master's degree

• 10+ years of experience in financial crimes compliance, regulatory affairs, or risk management within the financial services industry

• Proven track record managing complex regulatory response programs and remediation efforts

• Financial crimes compliance experience in the financial services industry

• In-depth knowledge of U.S. regulatory requirements, including BSA/AML, OFAC, and other financial crimes-related regulations

• Experience in industry with respect to processes/controls to evaluate Financial Crimes risk

• Experience in managing / leading high performing staff

• Detail-oriented and organized with the ability to maintain attention to detail

• Strong analytical & critical reasoning skills

• Strong leadership and project management skills, with experience leading cross-functional teams

• Exceptional communication and negotiation skills, with the ability to interface effectively with regulators and senior executives

• Demonstrated ability to navigate and manage regulatory scrutiny in a high-pressure environment

Who We Are:

TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we strive to make every interaction, product, and experience remarkably human and refreshingly simple for over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to foster deeper relationships, ensure disciplined execution, and build a simpler, faster banking experience. TD is deeply committed to being a leader in client experience, that is why we believe that all colleagues, no matter where they work, are client facing. Together, we are reimagining what banking can be for our clients, colleagues and communities.

Our Total Rewards Package

Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical and mental well-being goals. Total Rewards at TD includes base salary and variable compensation/incentive awards (e.g., eligibility for cash and/or equity incentive awards, generally through participation in an incentive plan) and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off (including Vacation PTO, Flex PTO, and Holiday PTO), banking benefits and discounts, career development, and reward and recognition. Learn more

Additional Information:
We’re delighted that you’re considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we’re committed to providing the support our colleagues need to thrive both at work and at home.

Colleague Development

If you’re interested in a specific career path or are looking to build certain skills, we want to help you succeed. You’ll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities.

If you’re passionate about helping clients and building deep, lasting relationships, TD offers diverse career paths where you can grow your expertise and make a meaningful impact.

We're committed to your success and foster a respectful workplace where diverse perspectives are valued, everyone has fair opportunities to grow, and you can unlock your full potential to achieve your career goals. Here at TD, we hire and develop the best.

Training & Onboarding
We will provide training and onboarding sessions to ensure that you’ve got everything you need to succeed in your new role.

Interview Process
We’ll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.

Accommodation

TD Bank is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, status as a protected veteran or any other characteristic protected under applicable federal, state, or local law.

If you are an applicant with a disability and need accommodations to complete the application process, please email TD Bank US Workplace Accommodations Program at USWAPTDO@td.com. Include your full name, best way to reach you and the accommodation needed to assist you with the applicant process.